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Apa Itu Laporan CCRIS?

Apa Itu Laporan CCRIS? Central Credit Reference Information System (CCRIS) atau dalam Bahasa Melayunya Pusat Sistem Maklumat Rujukan Kredit. Sistem ini dibangunkan khas oleh Biro Kredit Bank Negara Malaysia (BNM) untuk mengeluarkan laporan kredit individu untuk dijadikan rujukan pihak bank sewaktu anda membuat permohonan pinjaman. Secara ringkasnya, CCRIS adalah pengkalan data yang menyimpan semua rekod…

Step to Buy House in Malaysia

How to Buy a House in Malaysia? For most people, the first taste of one’s very own hard-earned income is indeed liberating. So, what comes next after being handed your first set of car keys? We certainly hope that your next goal would be to get another set of keys; one that opens the door…

Basics on Home Loans

The Must-Know Basics on Home Loans Budgeting is a crucial part of your property purchase journey. You would need to determine how much monthly loan repayment you can afford and the ceiling price of a property. It is advised that your total monthly installments (car, house etc) should not exceed a third of your monthly…

Stamp Duty Legal Fees

Sale And Purchase Agreement Legal Fees Latest Update – Starting From 15th MARCH 2017 Professional Legal Fees: For The First RM500,000.00 – 1.0% (Subject to a minimum fee of RM500.00) For The Next RM500,000.00 – 0.80% For The Next RM2,000,000.00 – 0.70% For The Next RM2,000,000.00 – 0.60% For The Next RM2,500,000.00 – 0.50% Property…

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